Pre-Paid Funeral Plans

The Independent Way Funeral Plan - Peace of Mind, Beating the rise in funeral costs and support from your local family owned and managed Funeral Directors


Pre-paid funeral planning for your funeral or that of a loved one.

An ever growing side to our business is the request and need for people to pre-arrange their funeral. There are many advantages to doing this: most importantly it gives you the opportunity to lay down all your wishes and instructions for your funeral; from whether you are buried or cremated, to which hymns or music you would like. Pre-arrangement also relieves the decision making burden on families at the time of bereavement.

Nicholas O’Hara now sell exclusively the Independent Way Funeral Plan through Golden Charter as we believe this gives the best options and security for people who wish to pre-arrange their funeral or that of a loved one. With an Independent Way Funeral Plan, your payments are safe and secure in the Golden Charter Trust. Your money will be paid into the Golden Charter Trust*, which is run by an independent Board of Trustees, completely separate from Golden Charter.

The funeral plan is a guarantee that no matter how much the cost of our services included in your plan may increase in years to come, once your plan is fully in place, neither you nor your loved ones will be asked for a penny more for these services. The funeral plan also includes an allowance towards third party costs (fees paid to crematorium, minister, etc.) As long as no additions or amendments are required and the included third party costs are covered by the allowance at the time of death, then no further charges will be made. Once the plan has been purchased if your requirements change and you wish to add to the plan then this can be arranged.

The plan can be paid in full either by cheque, debit or credit card; by direct debit over 12 months interest free; via low cost instalment payment option (spread the cost over a longer term); or fixed monthly payment option (payable for life or until aged 90). Please visit our ‘Useful Documents’ page to download a copy of our Payment Information and Key Features documents which give more advice on choosing the right payment option and the terms and conditions of purchase.

In arranging your funeral plan we will meet with you to discuss all your wishes and needs, answer any questions and build you the funeral plan that best suits your requirements and will be costed on what you require. We can provide a written quotation if required as well as payment option examples.

Nicholas O’Hara were awarded the Golden Charter Regional Funeral Planners of the Year Award for 2010, 2011, 2012 and 2014 and became the first English company to win the award three years running and were also runners up in 2020. Anthony O’Hara sits on the SAIFCharter National Executive, the association of funeral directors that owns Golden Charter and helps shape the future of funeral planning for the UK’s independent funeral director network.

With the purchase of each funeral plan we make a donation to Julia’s House our charity of choice all year round. During September to July each year , we support Golden Charter with a donation to the RBL Poppy Appeal.

If funeral planning at this time is not for you, but you would still like to make a record of your funeral wishes then please visit our ‘Useful Documents’ page and download our Make Your Wishes Known brochure, or contact us, and we will happily send you a brochure.



    To download a PDF copy of our useful funeral planning guide please use the button below

    What we do ?


    For a more detailed look at our Funerals Services please use the links below

    Burials & Cremations

    Choosing a Burial or Cremation is an important part of the funeral process.

    Donations & Obituaries

    Make a donation or leave an obituary for friends or family.

    Pre-Paid Funeral Plans

    Pre-arrange your funeral with our popular Funeral Planning service.

    Funeral Products

    Giving families more choices in remembering a loved one. 

    Customer Reviews

    See what our customers have to say about our service.

    News / Blog

    Read the latest news and updates from Nicholas O'Hara Funeral Directors.


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