Pre-Paid Funeral Plans

The Independent Way Funeral Plan - Peace of Mind, Beating the rise in funeral costs and support from your local family owned and managed Funeral Directors


Pre-paid funeral planning for your funeral or that of a loved one.

An ever growing side to our business is the request and need for people to pre-arrange their funeral. There are many advantages to doing this: most importantly it gives you the opportunity to lay down all your wishes and instructions for your funeral; from whether you are buried or cremated, to which hymns or music you would like.          Pre-arrangement also relieves the decision making burden on families at the time of bereavement.

Nicholas O’Hara now sell exclusively the Independent Way Funeral Plan through Golden Charter as we believe this gives the best options and security for people who wish to pre-arrange their funeral or that of a loved one. Golden Charter administers the trust where the money is kept until the time of death.

The funeral plan will make sure that all of our charges will be met in the future and that an allowance has been paid for the disbursements (fees paid to crematorium, minister etc). As long as no additions or amendments are required and the disbursements are within the allowance at the time of death, then no further charges will be made. Once the plan has been purchased if your requirements change and you wish to add to the plan then this can be arranged.

The plan can be paid in full either by cheque, debit or credit card; by direct debit over 12 months interest free; or with our new low cost instalment option from 2-30 years (interest is charged and is open to anyone aged 18-78, the number of years available will be dependent on your age at time of purchase).

In arranging your funeral planning we will meet with you to discuss all your wishes and needs, answer any questions and build you the funeral plan that best suits your requirements and will be costed on what you require. We can provide a written quotation if required as well as payment option examples.

Nicholas O’Hara were awarded the Golden Charter Regional Funeral Planners of the Year Award for 2010, 2011, 2012 and 2014 and became the first English company to win the award three years running. Anthony O’Hara sits on the SAIFCharter National Executive who are the owners of Golden Charter and helps shape the future of funeral planning for the UK’s independent funeral director network.

With the purchase of each funeral plan we make a donation to Julia’s House our charity of choice and through Golden Charter we also make a donation to the RBL Poppy Appeal all year round.

If funeral planning at this time is not for you, but you would still like to make a record of your funeral wishes then please visit our ‘Useful Documents’ page and download our Make Your Wishes Known brochure, or contact us, and we will happily send you a brochure.



To download a PDF copy of our useful funeral planning guide please use the button below

What we do ?


For a more detailed look at our Funerals Services please use the links below

Burials & Cremations

Choosing a Burial or Cremation is an important part of the funeral process.

Donations & Obituaries

Make a donation or leave an obituary for friends or family.

Pre-Paid Funeral Plans

Pre-arrange your funeral with our popular Funeral Planning service.

SAIF Bereavement Care

Providing a range of services to bereaved people over the age of 18.


Helping you in choosing what stone masonry options best suit your needs.

Legacy Jewellery

An exclusive line of products developed to hold your loved ones memories close for eternity.


If you have any questions or wish to discuss how we can help you or your family please get in touch

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